The Loan Atlas | Site-Wide Activity

Kristina A Hughes posted an update in the group DEAL DESK: Hello I have a well-qualified borrower looking to move […]

Mon, 21 Sep 2026 00:06:03 -0700

Hello I have a well-qualified borrower looking to move from Alaska to Bennington VT is there anyone in this group that is licensed to originate a loan in Bennington Vermont? Thank you

Michael Belfor posted an update: MotivationA difficult week doesn’t define your business. […]

Fri, 18 Sep 2026 13:01:59 -0700

Motivation

A difficult week doesn’t define your business. How you respond to it does. Stay informed, stay consistent, and keep showing up.

Market Snapshot

We’re finally getting a little relief.

The 10-year Treasury has pulled back to roughly 4.93% after breaking above 5% earlier this week. Oil is also falling for a third straight session, helping…

Michael Belfor posted an update: MotivationThe headline tells people what happened. […]

Thu, 17 Sep 2026 13:07:43 -0700

Motivation

The headline tells people what happened. Your value is explaining why it happened and what they should do next.

Market Snapshot

Yesterday the Fed raised the Fed Funds Rate 25 basis points to 3.75%–4.00%, its first hike since 2023.

But here’s the important part:

The Fed hike did NOT cause mortgage rates to jump.

The hike was already priced…

Anitza Villanueva posted an update: ⏰ Missed Julie Weix’s Office Hours? The Best Follow-Up […]

Wed, 16 Sep 2026 19:10:27 -0700

⏰ Missed Julie Weix’s Office Hours? The Best Follow-Up Doesn’t Feel Like Follow-Up

In this week’s session, Julie Weix broke down how loan officers can become more proactive with their follow-up, prospecting, and daily workflow. One message stood out:

🗣️ “If your follow-up sounds like every other ‘just checking in’ message, don’t be surprised…

Michael Belfor posted an update: https://www.instagram.com/p/DdWVDZOsaJf/

Wed, 16 Sep 2026 13:08:48 -0700

https://www.instagram.com/p/DdWVDZOsaJf/

instagram.com

Mike Belfor on Instagram: "And people are STILL buying houses. 😂 Is affordability tough? Absolutely. Are some buyers stepping back? Yep. But here’s the other side of this market: Seller credits. Price reductions. Less buyer competition. More negotiating power. And opportunities that weren’t there when everyone was fighting over the same house. High rates suck. But sometimes the best opportunity to negotiate the house happens when everyone else is waiting to negotiate the rate. And rates can change later. The price you paid for the house doesn’t. Fed Day. Let’s see what happens. 😂 #MortgageRates #HomeBuying #HousingMarket #RealEstate #CaliforniaRealEstate"

mike.belfor on September 16, 2026: "And people are STILL buying houses. 😂 Is affordability tough? Absolutely. Are some buyers stepping back? Yep. But here’s the other side of this market: Seller credits. Price reductions. Less buyer competition. More negotiating power. … Continue reading

Michael Belfor posted an update: MotivationBig market days aren’t about having the best […]

Wed, 16 Sep 2026 13:08:15 -0700

Motivation

Big market days aren’t about having the best prediction. They’re about being prepared enough to respond when everyone else is reacting.

Market Snapshot

It’s Fed day.

The 10-year Treasury is trading just under 5% this morning, around 4.99%, after repeatedly testing the 5% level yesterday. MBS are modestly stronger early, but the real…

Mike Pacheco posted an update: I've been using GrokBot agentic AI for the last 2 […]

Tue, 15 Sep 2026 17:14:21 -0700

I’ve been using GrokBot agentic AI for the last 2 weeks. Instead of asking AI questions, you give GrokBot instructions, and it completes actions on your behalf. It is exceptional at handling system/process like – the Perfect Loan Process.

It lives on it’s own virtual computer. It has access to my email, CRM, phone system, LOS (with…

luma.com

Grok Bot for Sales Engineering - Livestream · Luma

Grok Bot gives you AI teammates you can hand real work to. Each Bot has its own computer and works across the tools and websites your team already uses. Bots…

Michael Belfor posted an update: MotivationWhen conditions get difficult, knowledge […]

Tue, 15 Sep 2026 13:01:25 -0700

Motivation

When conditions get difficult, knowledge matters more. This is when clients need an advisor — not another person quoting them a rate.

Market Snapshot

The 10-year Treasury just crossed 5%.

It’s trading around 5.03% this morning, its highest level since 2007. The 30-year Treasury is around 5.38%, and the global bond selloff…

Bryan Berg posted an update in the group BUSINESS: Hey everyone, I am wondering if anyone has an […]

Mon, 14 Sep 2026 21:39:39 -0700

Hey everyone, I am wondering if anyone has an updated “Bullet Proof Buyer Presentation” they’d be willing to share. The data, graphs go up to 2023/2024 – so just looking to see if anyone has created one with today’s data and info. Thanks in advance!

Anitza Villanueva posted an update:

Fri, 11 Sep 2026 18:59:03 -0700

Michael Belfor posted an update: MotivationBad markets don’t last forever. But the […]

Fri, 11 Sep 2026 13:02:07 -0700

Motivation

Bad markets don’t last forever. But the relationships you build while everyone is frustrated can.

Market Snapshot

Today is CPI day — and bonds badly need a break.

Yesterday was ugly.

Mortgage-backed securities lost nearly a full point, the 10-year Treasury jumped more than 11 basis points to roughly 4.96%, and Mortgage News Daily’s…

Michael Belfor posted an update: MotivationHard markets don’t make good loan officers […]

Thu, 10 Sep 2026 13:04:04 -0700

Motivation

Hard markets don’t make good loan officers irrelevant. They make good loan officers more valuable.

Market Snapshot

Today is inflation day #1.

August PPI hits at 8:30 ET, and the bond market desperately needs some good news.

Mortgage News Daily’s average top-tier 30-year fixed jumped to 6.97% yesterday — the highest level since May…

Anitza Villanueva posted an update: ⏰ Missed Marc Bui’s Office Hours? Here’s Why Consistency […]

Wed, 09 Sep 2026 18:58:38 -0700

⏰ Missed Marc Bui’s Office Hours? Here’s Why Consistency Beats Chasing Followers

In this week’s session, Marc Bui broke down how he approaches social media, client relationships, and AI in his business. One message stood out:

🗣️ “Add value, be consistent. Your following will be a byproduct of those two things.” – Marc Bui

Marc’s approach to…

Michael Belfor posted an update: MotivationA tough market doesn’t change the fundamentals […]

Tue, 08 Sep 2026 13:05:04 -0700

Motivation

A tough market doesn’t change the fundamentals of this business. Stay informed, stay useful, and keep having conversations.

Market Snapshot

We’re back from Labor Day with mortgage rates still sitting just under 7%.

Mortgage News Daily’s average top-tier 30-year fixed finished Friday at 6.89%. What was interesting is that rates moved…

Michael Belfor posted an update: MotivationWhen everyone else is reacting to the market, […]

Thu, 03 Sep 2026 13:07:48 -0700

Motivation

When everyone else is reacting to the market, be the person who understands it. Clarity is valuable when conditions are messy.

Market Snapshot

Bonds are catching a modest bid this morning after the brutal start to September.

The 10-year Treasury has pulled back to roughly 4.77% from yesterday’s highs, while UMBS 5.5s are modestly…

Anitza Villanueva posted an update: ⏰ Missed Brent Hicks’ Office Hours? Here’s Why a Slower […]

Wed, 02 Sep 2026 19:22:58 -0700

⏰ Missed Brent Hicks’ Office Hours? Here’s Why a Slower Market Can Create New Opportunities

In this week’s session, Brent Hicks broke down how originators can keep creating business when traditional purchase volume slows. From non-QM opportunities and stronger agent relationships to AI-powered prospecting, one message stood out:

🗣️ “When the…

Michael Belfor posted an update: MotivationWhen the market gets uncomfortable, don’t […]

Wed, 02 Sep 2026 13:06:41 -0700

Motivation

When the market gets uncomfortable, don’t disappear. This is when clients and referral partners need someone who can actually explain what’s happening.

Market Snapshot

The bond selloff is getting worse this morning.

The 10-year Treasury has pushed above 4.80%, reaching roughly 4.81% — near its highest level in almost three years. The…

Michael Belfor posted an update: MotivationA difficult market doesn’t mean there’s […]

Tue, 01 Sep 2026 15:42:24 -0700

Motivation

A difficult market doesn’t mean there’s nothing to do. It means the value of knowing what you’re doing goes up.

Market Snapshot

September is starting with more pressure on bonds.

Yesterday, Mortgage News Daily’s average top-tier 30-year fixed climbed to 6.87% — the highest level since June 2025. The 10-year Treasury finished around…

Michael Belfor posted an update: Motivation A new week and a new month are a […]

Mon, 31 Aug 2026 13:22:38 -0700

Motivation

A new week and a new month are a good reminder: you don’t control the market, but you absolutely control how prepared you are for it.

Market Snapshot

We’re starting the week trying to stabilize after Friday’s Jackson Hole selloff.

Fed Chair Kevin Warsh struck a hawkish tone on inflation Friday, and bonds reacted…

Timothy Storm posted an update in the group DEAL DESK: An agent asked me for a referral to a Canadian loan […]

Fri, 28 Aug 2026 16:11:47 -0700

An agent asked me for a referral to a Canadian loan officer. Her sister is in escrow to buy a $700,000 property in Vancouver. 25% down. The property is a historic home on two lots. Any Canadian loan officers interested? My email is timothys@arborfg.com

Anitza Villanueva posted an update: ⏰ Missed Tyler Osby’s Office Hours? Here’s Why Becoming […]

Wed, 26 Aug 2026 18:57:55 -0700

⏰ Missed Tyler Osby’s Office Hours? Here’s Why Becoming the Specialist Wins More Agent Business

In this week’s session, Tyler Osby broke down how he builds agent relationships without relying on cold calls or trying to become someone’s go-to lender overnight. Instead, he focuses on earning trust by becoming valuable in specific situations…

Michael Belfor posted an update: MotivationGood advisors don’t just read the headline. They […]

Wed, 26 Aug 2026 16:29:28 -0700

Motivation
Good advisors don’t just read the headline. They understand what the market is actually reacting to — and explain it before everyone else does.

Market Snapshot
PCE is out, and inflation is still giving the bond market a reason to be cautious.

Headline PCE rose 0.2% in July, hotter than the 0.1% expected, while the year-over-year rate…

Michael Belfor posted an update: Search yourself on AI engines...Find out why you are or […]

Wed, 26 Aug 2026 16:28:53 -0700

Search yourself on AI engines…Find out why you are or are not showing up

Michael Belfor posted an update: MotivationYou don’t need the market to be easy. You need […]

Tue, 25 Aug 2026 15:36:59 -0700

Motivation

You don’t need the market to be easy. You need to understand what’s moving it and be ready when it gives you an opening.

Market Snapshot

Bonds are catching a little relief this morning. The 10-year Treasury is around 4.67%, down slightly, while oil is also pulling back sharply — WTI is around $82 after dropping nearly 4%. Lower…

Heidi Sanchez posted an update in the group DEAL DESK: Good morning, Team. I have an agent who has been looking […]

Tue, 25 Aug 2026 14:05:26 -0700

Good morning, Team. I have an agent who has been looking for condos for a client for quiete sometime. The client wants to know if the Condo Assoc will pass for an FHA spot approval. They are willing to pay for the questionnaire upfront. Does anyone know of a lender that will do the FHA spot approval without the client being under contract?

Michael Belfor posted an update: MotivationYou don’t need an easy market to build a great […]

Mon, 24 Aug 2026 15:49:44 -0700

Motivation

You don’t need an easy market to build a great business. You need consistency when everyone else gets distracted by the noise.

Market Snapshot

We’re starting a big week for bonds with long-term yields still elevated. The 10-year Treasury finished Friday around 4.73%, the 30-year near 5.25%, and Mortgage News Daily’s average top-tier…

Bo Bigley posted an update in the group DEAL DESK: I am working on a Manufactured home where the seller […]

Mon, 24 Aug 2026 14:05:00 -0700

I am working on a Manufactured home where the seller made some diy improvements that are not meeting HUD guidelines (added a porch on back-which has been removed-and then added a garage and roofed over both the home and the garage). We had a structural engineer give a report that the porch needed to go and that the roof was “overframed”. The…

Michael Belfor posted an update: MotivationTough markets don’t eliminate opportunity — […]

Fri, 21 Aug 2026 15:39:30 -0700

Motivation

Tough markets don’t eliminate opportunity — they expose who actually knows how to lead through them.

Market Snapshot

The bond market is still the story this morning, and it’s not pretty. The 30-year Treasury yield has pushed to roughly 5.34%, its highest level since 2007, while longer-term yields remain under heavy pressure. Mortgage…

Krista KP - Loan Atlas Team (Krista KP) posted an update: If you're an MBS Highway member, we HIGHLY RECOMMEND […]

Thu, 20 Aug 2026 19:00:12 -0700

If you’re an MBS Highway member, we HIGHLY RECOMMEND you watch this webinar Tim & Barry hosted for Hwy members showing how LOs are using their debt consolidation tool yesterday: https://www.youtube.com/watch?v=NX0WZSD-Vwk

It’s SO good to see it used live on screen! There’s a role play that shows you exactly how to do it with your clients.

Michael Belfor posted an update: If you guys use it correctly, it will and can send […]

Thu, 20 Aug 2026 14:12:00 -0700

If you guys use it correctly, it will and can send you business.

Evidence

Krista KP - Loan Atlas Team (Krista KP): Shout out to member Daniel Williams (@daniel-williams) […]

Wed, 19 Aug 2026 22:16:54 -0700

Shout out to member Daniel Williams (@daniel-williams) who reported the Sales & Scripting coach win below!
—-

“Craig,

I hope you’re doing well. I wanted to share a success story regarding Loan Atlas.

About three weeks ago, I had a client in Ohio that was referred to me, and we were going along well. I got the typical “Hey, I got two other…

Mike Pacheco posted an update in the group DEAL DESK: Anybody have a tip on where to look for a 2nd lender […]

Wed, 19 Aug 2026 20:14:28 -0700

Anybody have a tip on where to look for a 2nd lender who will allow 85% CLTV using bank statements and AVM?

The kicker is that I need to use an AVM with an 84% confidence factor. Most that I have reviewed want a 90% confidence factor.

Anitza Villanueva posted an update: ⏰ Missed Becky Staples’ Office Hours? Here’s Why Strong […]

Wed, 19 Aug 2026 19:06:50 -0700

⏰ Missed Becky Staples’ Office Hours? Here’s Why Strong Systems Give You Back Your Time

In this week’s session, Becky Staples coached members through processor challenges, hiring support, production flow, marketing, and team systems. One message stood out:

🗣️ “If you don’t have a system, you won’t be able to trust that your system is being…

Michael Belfor posted an update: MotivationWhen the market gets noisy, clarity becomes […]

Wed, 19 Aug 2026 13:20:05 -0700

Motivation

When the market gets noisy, clarity becomes a competitive advantage. Know what matters, explain it simply, and keep moving.

Market Snapshot

Bonds are getting a little relief this morning after the recent global selloff, with the 10-year Treasury easing back around the 4.7% area. But the bigger problem hasn’t disappeared: long-term yields…

Kari Cornfield posted an update in the group SOCIAL: Who's really good with these? Im dabbling and im […]

Tue, 18 Aug 2026 18:49:01 -0700

Who’s really good with these? Im dabbling and im having some success but i’d like to be better

Tammy King posted an update: Does anyone know of a reverse lender that will consider […]

Tue, 18 Aug 2026 17:27:47 -0700

Does anyone know of a reverse lender that will consider a non-warrantable condo in MA.

Michael Belfor posted an update: MotivationSome days the headline tells the story. Other […]

Tue, 18 Aug 2026 15:20:20 -0700

Motivation

Some days the headline tells the story. Other days you have to look under the hood. Our job is to know the difference.

Market Snapshot

Bonds are under pressure this morning, and the bigger story isn’t necessarily today’s housing data — it’s the long end of the Treasury market.

The 30-year Treasury yield pushed above 5.30%, reaching its…

Michael Belfor posted an update: Shared stuff I did last week during office hours. One of […]

Mon, 17 Aug 2026 16:48:10 -0700

Shared stuff I did last week during office hours. One of the things that I am finding helpful is longform and yes, AI helps me find the data to make these productive and current. Check out this week’s below and follow if able =):

https://youtu.be/EClWu_ceGAo

Michael Belfor posted an update: MotivationYou don’t need perfect conditions to have a […]

Mon, 17 Aug 2026 15:50:27 -0700

Motivation

You don’t need perfect conditions to have a productive week. Control the conversations, the follow-up, and the preparation. Let the market do what it’s going to do.

Market Snapshot

Bonds are starting the week with a modestly positive tone. Treasury yields are slightly lower this morning as markets continue digesting last week’s…

Michael Belfor posted an update: https://www.youtube.com/watch?v=kfVsfOSbJY0

Fri, 14 Aug 2026 16:22:54 -0700

https://www.youtube.com/watch?v=kfVsfOSbJY0

Michael Belfor posted an update: MotivationThe headline gets attention. […]

Fri, 14 Aug 2026 16:21:13 -0700

Motivation

The headline gets attention. Understanding what’s underneath it creates value. That’s where good advisors separate themselves.

Market Snapshot

We got another bond-friendly data point this morning. Retail sales unexpectedly fell 0.6%, versus expectations for a slight 0.1% increase. Even more important, the “control group” used…

Boris Cherner posted an update: Hi all, looking for a great real estate agent in Savanna, […]

Fri, 14 Aug 2026 16:09:04 -0700

Hi all, looking for a great real estate agent in Savanna, GA to refer to my clients. Thank you.

Michael Belfor posted an update: How many of you folks are already calling your strike […]

Thu, 13 Aug 2026 21:18:35 -0700

How many of you folks are already calling your strike rate list to get them up to date? Or prepared for opportunities? I reached out to 100 today and had 25 responses within 2 hours. Those refi folks are hungry.

Anitza Villanueva posted an update: ⏰ Missed Michael Belfor’s Office Hours? Here’s Why a […]

Thu, 13 Aug 2026 17:28:22 -0700

⏰ Missed Michael Belfor’s Office Hours? Here’s Why a Simple Marketing System Changes Everything

In this week’s session, Michael Belfor broke down the daily routines he uses to stay visible, build relationships, and consistently generate mortgage business. One message stood out:

🗣️ “You don’t need more time to market. You need a system that helps…

Michael Belfor posted an update: Music is at the core of so much of what we do. I […]

Thu, 13 Aug 2026 16:58:24 -0700

Music is at the core of so much of what we do. I definitely believe that.

Curious — what’s your go-to playlist, and what are you listening to it for? Work? Studying? Marketing? Prospecting? Working out?

Right now, I’m making dials and listening to Metallica’s Kill ’Em All…

What are you all tuning into? =)

Michael Belfor posted an update: MotivationYou can’t control what the market gives you. You […]

Thu, 13 Aug 2026 16:56:41 -0700

Motivation

You can’t control what the market gives you. You can control how quickly you understand it, communicate it, and turn it into an opportunity.

Market Snapshot

PPI is out this morning, and the headline number was encouraging — producer prices were flat in July after falling 0.1% in June. But underneath the headline, inflation wasn’t…

Rob Shaner and Wendy Wilson are now connected

Thu, 13 Aug 2026 08:20:21 -0700

Charlie Rutherford posted an update: Hello again, do any of you use a mailing house for […]

Wed, 12 Aug 2026 19:31:46 -0700

Hello again, do any of you use a mailing house for mailing to your clients? I am sending out a monthly newsletter this month and am curious whether anyone uses a service or has a better suggestion for stamping and stuffing 400 pieces of mail.

Mike Bernard posted an update: Looking for Multifamily Lending RecommendationsI’m looking […]

Wed, 12 Aug 2026 19:28:54 -0700

Looking for Multifamily Lending Recommendations

I’m looking to build a couple of solid lending relationships for multifamily acquisitions and would appreciate recommendations from anyone with recent experience in this space.

Specifically, I’m looking for:

• 5–8 unit properties: A strong lender that understands small multifamily and can offer…

Michael Belfor posted an update: MotivationYou don’t have to predict the market to lead […]

Wed, 12 Aug 2026 17:55:32 -0700

Motivation

You don’t have to predict the market to lead through it. Understand the data, explain it clearly, and be ready when opportunity shows up.

Market Snapshot

July CPI is officially out, and the numbers were basically right on expectations — which is good news considering the market was worried about another inflation surprise.

Headline CPI…