Can You Be a First-Time Home Buyer After Divorce?

Hi [First Name],

Divorce can turn your world upside down—and thinking about buying a home again might feel overwhelming. 

But here’s some good news: you could still qualify as a first-time home buyer, even if you owned a home with your former spouse.

That first-time buyer status can open the door to programs and benefits that make buying your next home more affordable and less stressful.

Qualifying as a first-time buyer can help you:

 ✅ Access down payment assistance programs
✅ Qualify for lower interest rates through special loan programs
✅ Withdraw up to $10,000 from retirement accounts penalty-free to put toward your home
✅ Get flexible low down payment options with more forgiving credit guidelines

If you’re wondering whether you qualify—or just need someone to guide you through buying after divorce—we’re here to help. Let’s talk about your options, build a plan, and start your new chapter on your own terms.